3C Techlab


Who We are

3C Tech Lab is a newly created fintech organization initiated by 3C Payment to act as an innovation incubator for both payment and non-payment solutions.


Tim Goodwin
Chief Executive Officer
As a payments industry leader, Tim Goodwin is an expert in EMV with knowledge of payment software on PIN entry devices, cloud applications, gateways, enterprise architecture and digital payments. He has masterminded technical development for 15 years at 3C Payment, leading the Global operations and assuming responsibility for the company’s technology vision. Apart from his role as CEO of 3C Digital, a company which provides a complete contextual commerce solution to transform the digital customer journey, Tim is 3C Payment's CEO since January 2020.
Christian De Biasio
Chief Financial Officer
Having joined the 3C finance department in 1995, Christian has seen the company through all the major steps over the last 21 years. As Chief Financial Officer, he has structured and adapted his department to respond effectively to the diverse needs of the company and our clients.

What we do

3C Tech Lab provides technical nearshore services, complimentary value add products and increases the development capacity and speed to market for 3C Payment products.



3C TechLab is a newly created fintech organization initiated by 3C Payment to act as an innovation incubator for both payment and non-payment solutions. Based in the vibrant city of Porto and with strategic investment from 3C Payment, 3C TechLab provides technical nearshore services, complimentary value add products and increases the development capacity and speed to market for 3C Payment products. With specialist skills in both Apple and Android applications together with expert knowledge in EFTPOS EMV software, 3C TechLab is able to ensure quality assurance whilst maintaining an agile start up mentality within its workforce.


What is the role of 3C TechLab?

3C TechLab operates as an agile innovation center of excellence for software solutions within the fintech industry. Our aim is to create a pool of development talent that will be focused on both payments and non-payment related projects.
We have strong links with 3C Payment through their strategic investment in the company, and the appointment of Tim Goodwin as Chief Executive Officer for 3C Techlab, who also holds the position of Chief Operations Officer at 3C Payment.
As such, we are creating fully trained payment experts which 3C Payment can leverage to provide technical nearshore services, and this will increase the capacity and speed in which to bring 3C Payment products to market.

How long has it taken to launch 3CTechLab?

The TechLab concept started when Tiago Lima was working in London and realised the difficulties that SME’s face in the technology sector, namely in hiring talented developers.
3C TechLab started to become a reality after the 3C Payment MBO in 2016, when CEO Tim Goodwin saw the potential of Porto and its pool of development resources and challenged Tiago Lima to create a TechLab. Tiago had already studied Computer Science and Software Engineering at University and worked for many years with the payments industry in development and engineering roles, and set up his own software company, so he was ready to embrace the challenge.
He collaborated with various teams within 3C Payment over a 12 month period to set up 3C TechLab, and locally here in Porto he has fostered new relationships with lawyers, accountants, auditors and recruiters. After the initial ground work was finished, they were up and running and in 12 months hired 20 people.

Why Porto?

Porto is a dynamic place, and boasts 4 of the top 5 IT Universities in Portugal with campuses in or around Porto. As a result, the city enjoys a young population, full of creativity and potential, and is also a manageable size to easily meet with partners and clients, with excellent infrastructure to access other markets (namely through Sá Carneiro’s airport).
Everyone in the 3C TechLab team has at least one Computer Science master degree and all our senior developers are experienced in the IT/Payments industry. We work closely with local Universities, leveraging Phd developers and yearly boarding trainees to develop an academic project and finish their studies. This relationship helps 3C TechLab to always be on top of the latest methodologies and processes whilst bringing together different generations of IT developers.
We are skilled in java, .net, c++, android, iOS and eftpos emv. and operate using agile principles.

What kind of projects are you currently working on?

For now we are focusing on 3C Payment projects. Current projects include working on the 3CPOS solution to support 3C Payment’ Tier 1 QSR customers. This includes development work on improving POS performance and multiple language versions. We are also taking on integration support with our integrator partners and web developers for our Web2Pay online payments product and we have a roadmap project to develop an innovative card on file product to enhance multi-channel acceptance.

What are the key success factors for the team and the company?

Team success is the primary focus right now. If we have a team that lacks ambition or goals, 3C TechLab won’t succeed. With our combination of technical specialist skills and the committed support from 3C Payment we are already on the path to building a successful growth company.

What is your vision for the future of 3CTechLab?

We are currently living through a very exciting time within the Fintech industry. New technologies and methodologies such as Blockchain, Digital Wallets, Biometrics and Machine Learning (AI) are now a reality in our industry and it’s our job as innovators to bring to market tangible products which connect the merchant and the end consumer.

We are starting to prepare our world for a millennial generation that manages their payments in a new way. As digital natives, they require a true omnichannel experience, so merchants need to be able to leverage Business Intelligence tools and Data Analysis to drive targeted marketing strategies to meet this demand. 3C TechLab are ready to lead the way in developing and launching these exciting new solutions to the market.


3C TechLab
(IntegraPay Innovation SA)

Avenida da Boavista, 1837
14° Piso, Salas 14.3/14.4
4100-133 Porto

T. +351 226 001 625

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